Illustrious release notes:

Technically a V2, did lots of testing and pruned a bunch of tags to help increase the effect. Works well at tearing up clothes, takes a little more prompting to get the same surprised look in Illustrious.

Suggested Tags: exploding clothes ,torn clothes,convenient censoring, surprised, blush, looking down, wide-eyed, constricted pupils, open mouth, emphasis lines, wind

Other fun tags see my examples or:

!!, bouncing breasts, bursting breasts, covering breasts, covering privates, wind, areola slip, torn panties, one eye closed, explosion, wardrobe malfunction

Pony release notes:

Suggested Tags: exploding clothes ,torn clothes,convenient censoring

Trained on Pony XL Base

Tags you can use in positive or negative prompt:

surprised, blush, looking down, open mouth, motion lines, speed lines, bouncing breasts, bursting breasts, covering breasts, covering crotch, from behind, ass, wind, areola slip, torn panties, torn pants, torn pantyhose, one eye closed, explosion

Trained on ~20 images, just meant to be a simple Lora to assist with the concept. Trained on multiple images with basic backgrounds so may be hard to get them to a location other than trees and sky despite being tagged appropriately.

Random information: Pony XL shows proof of being trained on the tag exploding clothes but it tends to keep clothes on and create an actual explosion, especially if it's a character LoRA, and I can confirm this does help with applying the concept on character LoRas.