I'm still in the process of creating several prompts, but you can use the one with the example images. There are some models like anything v3 and v4 that work quite well, but there are others that unfortunately don't, I recommend using. Try it with your best models.

<lora:waterVFX:0.8> works quite well between 0.2 and 1

Trigger Words:

Water floating
Stream of water
Spiral water
Water balls in her hands
Water ball in her hand
Water behind
controlling the water
whirlwind of water

Anything new that you discover let me know, I'll be updating the model in a few hours.

Right now I have the effects:

lightning
Water
Fire